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Health
Before moving overseas or even just traveling abroad,
there are some key things to consider about one of the most important
aspects of your travels around the world… your physical health!
Food
Make sure you find out before you go what you should and shouldn't
eat or drink. In many countries the local tap water isn't safe to
drink. So, while brushing your teeth is probably ok (ask local expats
though, just to be sure), only drink bottled water or purified tap
water. Raw, unpeeled fruits and vegetables and sold on the side
of the road are also suspect. No matter how beautiful that apple
looks, you're better off peeling it first! The first few weeks in
any new country will likely bring some stomach discomfort as your
digestive system adapts to new tastes. For this, an excellent natural
remedy is yogurt, whose live active yogurt cultures will help kill
off the bad bacteria in your system.
Vaccinations
Once you know where you're going, check out the U.S. Government's
Center for Disease Control's (the CDC) website
to find out what vaccinations you should receive and what special
health precautions (such as malaria medication) you should take
before you go. A word of warning: schools generally do not pay for
teachers' health preparation costs and your insurance may not cover
vaccinations and malaria medicine costs, so shop around for the
best deal between local "public health clinics", "private doctors",
and "travel health clinics" in your area. A Google search for each
of those terms should point you in the right direction.
Malaria Medication
Malaria is a serious illness that many people die from each year.
Mosquitoes carrying the Malaria virus can be found in many areas
of the world-not just sub Sahara Africa-so the CDC
often recommends a regimen of malaria medicine to many travelers
visiting third world countries. The CDC has a list of recommended
malaria medicine options and you will have to talk to a doctor about
which medicine is right for you. Generally all medications require
you to start taking them several weeks before you go and then continue
taking them throughout your stay. Prices for malaria medicine range
from inexpensive to cheap, depending on the medicine and what your
doctor recommends. In our experience Costco and Walmart sell the
least expensive medicines from the CDC's recommended list. Both
stores list medication price on their website.
Insurance
Even when schools provide health insurance, it is often limited
and you may want your own supplement to make sure everything is
covered that can or should be. The best kind of health insurance
for teachers and other world travelers is a travel health insurance
that covers
overseas medical care
evacuation
personal liability, and
lost luggage items such as iPods and digital cameras.
Here are some important things to consider when choosing insurance
for your travels and life overseas:
- Indefinite Extension - All travel insurance is sold in
chunks of short periods of time, usually up to six months at a
time. So, as a teacher working overseas for several years it is
crucial that you choose a company that allows you to extend coverage
indefinitely with no time limitations.
- Cancellation - Hopefully nothing will happen to prevent
you from your overseas teaching assignment, but if something changes
and you can't go, you'll want to make sure your travel insurance
policy covers trip cancellation.
- Lost or Stolen Gear - most travel insurance policies
have a per-item value limit - make sure its high enough to cover
your gear or choose a policy that allows you to increase the limit.
- Medical expenses over and above evacuation - check that
your coverage includes emergency treatment while away and transport
to bring you home. Also, know that insurance providers will usually
insist on getting you home as soon as you are well enough to travel.
- Adventurous Activities - look carefully at what your
policy covers - you may find that you are not covered to do all
of the adventurous activities you want to do while you're traveling.
- Personal Liability - Accidents happen. If it's found
to be your fault and someone decides to sue you, you want to be
covered.
Insurance Solution
To provide teachers a travel insurance that covers these things and
more, Educators Overseas has partnered with World
Nomads, recommended by Lonely Planet, to allow teachers to buy
insurance, make claims, and extend coverage indefinitely online 24/7
from anywhere in the world. World Nomads is more than just insurance,
they also offer free personal online
travel journals and destination
and language guides for world travelers.
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